Personal Loan
Flexible financing for personal expenses and unexpected financial needs.
Learn more
Singapore · Personal Lending
Financial support,
on your terms.
Trusted lending. Clear terms. Personal service. Explore loan solutions built around your circumstances — with the transparency you expect from a modern financial institution.
20K+
Applications
24hr
Avg. response
98%
Satisfaction
Transparent TermsClear Written AgreementsSecure Website (HTTPS)Responsible LendingSingapore Support
Our services
Lending built for every stage.
Eight purpose-built loan products, each with clear terms and dedicated specialists who understand the context.
Business Loan
Financing designed to support business operations, expenses and growth.
Learn moreDebt Consolidation
Simplify multiple financial obligations into a single manageable plan.
Learn moreMedical Loan
Financial support for eligible medical and healthcare-related expenses.
Learn moreEducation Loan
Financing for education and professional development expenses.
Learn moreRenovation Loan
Solutions for home improvement and renovation expenses.
Learn moreWedding Loan
Options to help manage wedding-related expenses with confidence.
Learn moreEmergency Loan
Assistance for eligible customers facing urgent expenses.
Learn moreLoan calculator
Plan before you apply.
Move the sliders to explore repayment scenarios. Estimates update instantly so you can find a monthly amount that fits comfortably within your budget.
Illustrative only. Approved rates, fees and terms are determined by Lion Trust Credit following assessment.
Illustration only
$20,000
$1,000$100,000
24 months
6 months60 months
6.5%
3.0%15.0%
Monthly repayment
$891
Total repayable
$21,382
Total interest
$1,382
Outstanding balance over time
BalanceCalculated on a reducing-balance basis for illustration. Final Effective Interest Rate (EIR) and fees may differ.
Why choose us
A lender that feels like a private institution.
Six pillars that shape every interaction — from your first enquiry to your final repayment.
01
Clear, Written Terms
Every rate, fee and repayment schedule is set out in writing before you sign anything.
02
Transparent Pricing
No hidden charges — you always know what your loan will cost before you commit.
03
Fast Processing
Efficient assessment and clear decisions, usually within one business day.
04
Secure Website
Your application is submitted over an encrypted HTTPS connection and handled with care.
05
Local Singapore Support
A Singapore-based team that understands the local context and expectations.
06
Customer-First
We only recommend financing you can comfortably manage. Responsible always.
How it works
Five steps. No surprises.
- 01
Check Eligibility
A short enquiry to see if we're the right fit.
- 02
Apply Online
Share what we need for assessment — securely.
- 03
Review
Our team reviews and follows up if required.
- 04
Approval
Receive clear terms to review before you decide.
- 05
Funds Disbursed
Funds released once your agreement is signed.
By the numbers
A record built on clarity and care.
0+
Applications reviewed
0hrs
Average response time
0%
Customer satisfaction
SG
Based in
Figures shown are illustrative for the site preview and will be replaced with verified operational metrics.
Built on trust
Standards that protect every borrower.
Written Loan Agreements
Every borrower receives a full written agreement outlining rates, fees and repayment terms before signing.
Secure Submissions
Applications are submitted over an encrypted HTTPS connection and only shared with staff who need to review them.
Responsible Lending
We assess affordability and never encourage over-borrowing.
Data Handled With Care
Personal information is used only to assess and service your loan enquiry.
Singapore-Based Support
Local specialists available across our operating hours.
Professional Standards
Continuous staff training and clear internal policies guide every interaction.
In their words
Trusted across Singapore.
"The process was refreshingly clear. I understood exactly what my repayments would look like before I signed anything."
Priya S.
Marketing Director, Tanjong Pagar
"A calm, professional experience. I got a decision quickly and never felt pressured to proceed."
Wei Ming L.
Business owner, Bugis
"Financing our renovation felt manageable because everything was explained upfront — no small print surprises."
The Tan Family
Home renovation, Bishan
Common questions
Answers before you apply.
Can't find what you need? Our Singapore-based team is a message away.
Singapore citizens, PRs and eligible foreigners meeting our minimum income and documentation requirements may apply. Final eligibility is confirmed at assessment.
Most eligible applications receive a response within one business day. Complex cases may take longer, and we'll keep you informed throughout.
Yes. Interest rates, EIR, processing fees and any applicable charges are disclosed in writing before you sign your loan agreement.
Applications are submitted over an encrypted HTTPS connection and used only to assess and service your enquiry. Detailed data handling practices are set out on our Privacy page.
Contact us immediately. We're committed to responsible lending and will work with you to find a manageable path forward.
Ready when you are
Begin your application in just a few minutes.
A short, secure form to explore what fits. No pressure. Clear next steps.