Trust Centre
Security, licensing status & responsible lending
This page is maintained by Lion Trust Credit to answer common questions about how this website works, what we can verifiably state, and how we approach lending. It is not an independent certification or audit.
We only publish claims we can stand behind. Where a detail has not yet been formally documented and confirmed, we say so plainly rather than implying approvals, certifications or protections that are not in place.
Website security
What is actually in place on this website today:
- All pages and form submissions are served over HTTPS (TLS in transit).
- Enquiry and application forms collect only the details needed to respond to you, and are handled by our managed hosting and backend provider.
- We do not ask for full bank credentials, one-time passwords, or card PINs anywhere on this site — treat any such request as fraudulent.
- We do not sell your personal information to third parties for marketing.
What we deliberately do not claim: we make no statement about end-to-end encryption, "bank-grade" or "256-bit" security marketing labels, PDPA certification, SOC 2, ISO 27001, or any external security audit. No such audit has been published for this website.
To report a security concern, email hello@liontrustcredit.sg.
Licensing & regulatory status
Lion Trust Credit has not supplied verified licence, registration or UEN details for publication. Until documentation is provided and reviewed, this website makes no claim to being a licensed moneylender, to being registered with the Ministry of Law, or to holding any government approval, accreditation or regulatory authorisation.
Regulatory information
- Registered legal name: To be confirmed
- UEN: To be confirmed
- Licence / registration details: To be confirmed
- Registered address: Singapore
Once these are documented they will be published here and in our disclosures. If you are comparing lenders, always verify a lender's status directly with the relevant Singapore authority rather than relying on a company's own website.
Responsible lending
Our stated commitments to anyone who enquires with us:
- Terms, repayment amounts and any fees are set out in writing before you commit.
- Every application is assessed individually; approval is never guaranteed.
- We encourage you to borrow only what you can comfortably repay, and to seek independent financial guidance if you are already struggling with debt.
- Figures shown by our calculator are illustrative estimates only — they are not an offer, quote or approval.
- If you are having difficulty repaying, contact us early so we can discuss options.
Source documents & policies
Everything above is expanded on in the policies we already publish:
- Privacy Policy
What personal information we collect, how it is used and your rights.
- Responsible Lending statement
Our full responsible borrowing position.
- Important Disclosures
Assessment, approval and loan agreement disclosures.
- Rates & Fees
How rates and charges are presented to applicants.
- Terms of Use
The terms that govern use of this website.
Some of these documents are still marked as placeholders pending final copy from Lion Trust Credit. We flag that on the page itself rather than presenting draft text as binding.
Shared responsibility
Our hosting and backend platform provides the infrastructure — servers, HTTPS, database access controls and backups. Lion Trust Credit is responsible for how enquiries are handled, who can access them internally, and how long they are kept. You are responsible for keeping your own devices and email account secure and for only sharing information through the channels listed on our contact page.
Have a question we haven't answered?
We'd rather tell you "not yet documented" than overstate.