Application status
Follow every step, in plain sight.
Track your application here at any time. We also send updates by email and SMS, and you can ask for a status update on WhatsApp — it is a convenience, never a requirement.
Find your application
Enter the reference number from your confirmation email or SMS. For your security, we never ask for passwords or OTP codes to look up a status.
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Progress
Received
Your application and documents have reached us.
Under reviewCurrent
Assessment, MLCB check and affordability review.
Approved / Declined
A decision with the reasoning explained.
Contract sent
Notice of Contract and Note of Disbursement to e-sign.
Choose your loan structure
Two distinct products with their own rate cards. Collateral is a structural choice — it is never required to demonstrate interest in a loan.
Choose how the administrative fee is settled
The administrative fee is capped by the Moneylenders Rules at 10% of the approved principal. You choose whether it is deducted at disbursement or paid beforehand.
Your breakdown
Here's exactly what you receive.
- Principal approved
- $15,778.00
- Administrative fee (10%, capped by law)
- –$1,577.80
- Loan structure
- Unsecured
- Indicative release time
- Released within 24 hours
Net amount disbursed to you
$14,200.20
Indicative figures based on your requested amount. Principal, fees and interest are itemised separately in the Notice of Contract, which you review and e-sign — together with the Note of Disbursement — before any funds are released.
Disbursement
Once you e-sign the Notice of Contract and the Note of Disbursement, funds are released according to the option you selected above. Both documents are required under the Moneylenders Rules and are yours to keep.